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To cross collateralise or not cross collateralise … that is the question!

The structure of your loan is really important if you have a view to long term investing. You may or may not have heard of cross collateralisation or cross securitisation, however it is one of the fundamental structural concerns to get right from the outset. (more…) Learn More

Buying off the plan – What you need to know

It would seem that there are many clients who are still wary about buying 'off the plan'.  This seems to come largely from a number of developers who were unscrupulous during the boom period prior to the GFC.  By and large, the GFC has flushed out the unsavoury operators.  The businesses that were able to withstand the assault of the… Learn More

Oversupply and what it means for investors

This week, 2GB rang me to seek my professional comment on an article that was on the front page of the Australian. Macquarie Bank published a list of Australia’s Top 50 Risky Suburbs and Ben Fordham wanted to clarify for his listeners, what made a ‘risky’ suburb for investment and how that might affect lending practices. (more…) Learn More