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By Phil McCarroll | 25 May 2016 06:44 AM After tightening up its loan book in response to the Australian Prudential Regulation Authority (APRA) driven crackdown last year, major lender Westpac is set to make life easier for investors. According to a report in Fairfax media outlets, the big four bank has advised mortgage brokers that its loan to value ratios… Learn More

The Reserve Bank of Australia has announced that it will cut interest rates.  This sets a new record low rate of 1.75% - the first change since May last year. (more…) Learn More

HOW MUCH DO YOU NEED TO RETIRE? Different people will have different needs depending on the lifestyle they expect in retirement, however, figures released by the Association of Superannuation Funds of Australia (ASFA) can help you to plan. (more…) Learn More

EXPECTING YOUR SALARY TO BE ENOUGH TO COVER YOU IN RETIREMENT Many Australians are caught in an old paradigm, their parents’ and grandparents’ idea that if they just work hard enough, they’ll earn enough and save enough to retire on. (more…) Learn More

This is a question that comes up from time to time and the better question is, what property investment is going to give me the better return in the long run and have the lowest holding costs?  This is the better question to ask, regardless of the kind of property you’re looking to invest in. (more…) Learn More

Australia’s retirement system is known to be among the best in the world. With the government’s age pension and mandatory “Superannuation Guarantee” programs from employers, it has far exceeded other industrial nations like the United States when it comes to high individual savings rate. (more…) Learn More

Many clients come to see us with the idea that they can make money from property, but they don’t really understand how. If you know the formula, and you get it right, then it’s relatively easy to make money through property investment and often it doesn't cost very much to do so. How is that possible? How can you grow… Learn More

Did you know? 70% of Australian retirees rely on Government subsidies or are living below the poverty line. I know I do not want to be part of this statistic, living on less than $300 per week (the Australian Aged Pension per couple).   So… what is the solution? (more…) Learn More

But I know Sydney… This is one of the statements we hear most often at Calla Property when we first talk to clients about property investment. Clients often feel that they know the city and even suburb they live in or have invested in in the past. Usually this is because they’ve done quite well, either through good timing or… Learn More

What is a positive cashflow investment property and is it worth seeking out? Simply put, a positive cashflow investment property means that the income received from the investment from rent outweighs all expenses associated with the ongoing cost of the property. So the rent received from the property is more than all costs, such as agency fees, strata or body… Learn More