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New or Old Property?

New or Old? What is the better investment? Many of our clients want to know whether it’s better to buy an old property – or second hand property or a new property. (more…) Learn More

Sydney Market Cools – but we already knew that.

There were reports last night that the Sydney property market is starting to slow down as we finish another weekend that resulted in lower clearance rates with the average of around 70% instead of 80%.  There were also reports from auctioneers and real estate professionals that bidders seemed less bullish. (more…) Learn More

Changes to Investment Lending

I’ve had many clients ask me about recent changes to banking policy in regards to Investment Loans. The APRA decisions are interesting.  In my view they're trying to find a way to counteract the property heating effect that the RBA rate cuts are having in Sydney. (more…) Learn More
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What is a Housing Bubble and how does it affect your ability to invest wisely?

A housing bubble is a period of rapid growth in property prices, followed by a drop in prices back to the original point. For example if the market started at $300 000 and inflated rapidly and unexpectedly to $600 000, then fell over time to the $300 000 mark or below, this cycle could be termed a ‘Housing Bubble’. (more…) Learn More
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Brisbane Property Market Set To Grow

According to the latest BIS Shrapnel report Residential Prospects 2015-2018, house prices will start to fall in 2016 – 2017, as affordability declines and coincides with the threat of rising interest rates.   They suggest the three year outlook for Sydney does not justify the current level of frenzied spending and that the median Sydney house price by June 2018,… Learn More
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Lending Policy Changes

While the Reserve Bank has dropped interest rates, APRA (Australian Prudential Regulation Authority) is trying to cool Sydney’s housing market by scrutinizing banks’ lending policies for investment purposes.   This has led to many lending policy changes by the major four banks in the last few weeks, specifically in regards to investment lending, including changes to the LVR (Loan to Valuation Ratio), SMSF (Self-Managed Super Fund)… Learn More
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Are One Bedroom Apartments a Good Investment?

This is one of the most common questions I am asked.  And yes, they certainly are. One bedroom apartments are gaining in popularity, largely due to the increase in Gen Y numbers renting, the question is what constitutes the right one-bedroom apartment as an investment property? There are a number of essential factors that make an apartment appealing to Gen… Learn More
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Are One Bedroom Apartments Making a Comeback?

In the 1950’s we were introduced to the ‘Great Australian Dream’. A big house on a big block of land. The Hills hoist featuring in the large back yard. Large enough for all the neighbourhood kids to gather for daily cricket matches through the long summer afternoons. Baby boomers raised their families in these constructions of suburban nirvana in the… Learn More

WHAT ARE YOU GOING TO TELL THE KIDS? 5 GOLDEN RULES OF PROPERTY INVESTMENT

Have you ever thought about writing down your essential tips for life to hand down to your kids, to help them on their way?  I mean, not just about the ‘meaning of life’, but more the practical side of life. How they can build themselves a secure financial foundation that will set them up for a very comfortable life! Well,… Learn More
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THE RBA MAKES FURTHER CUTS TO THE CASH RATE.

What does this mean for Sydney's already over-inflated property market? Two weeks ago, we met with a young couple who live and work in Sydney and want to buy their first home in Sydney.  They've been married for a few years and plan to start a family in the next year or two. After months of going to auctions in… Learn More