Categories

Archives

How do you create strong, sustainable wealth through property?

Many clients come to see us with the idea that they can make money from property, but they don’t really understand how. If you know the formula, and you get it right, then it’s relatively easy to make money through property investment and often it doesn't cost very much to do so. How is that possible? How can you grow… Learn More

Why Invest? Why Property?

Did you know? 70% of Australian retirees rely on Government subsidies or are living below the poverty line. I know I do not want to be part of this statistic, living on less than $300 per week (the Australian Aged Pension per couple).   So… what is the solution? (more…) Learn More

Why investing in your own backyard is not always the best investment strategy.

But I know Sydney… This is one of the statements we hear most often at Calla Property when we first talk to clients about property investment. Clients often feel that they know the city and even suburb they live in or have invested in in the past. Usually this is because they’ve done quite well, either through good timing or… Learn More

Positive Cashflow Property. What is it and is it something to look for?

What is a positive cashflow investment property and is it worth seeking out? Simply put, a positive cashflow investment property means that the income received from the investment from rent outweighs all expenses associated with the ongoing cost of the property. So the rent received from the property is more than all costs, such as agency fees, strata or body… Learn More

New or Old Property?

New or Old? What is the better investment? Many of our clients want to know whether it’s better to buy an old property – or second hand property or a new property. (more…) Learn More

Sydney Market Cools – but we already knew that.

There were reports last night that the Sydney property market is starting to slow down as we finish another weekend that resulted in lower clearance rates with the average of around 70% instead of 80%.  There were also reports from auctioneers and real estate professionals that bidders seemed less bullish. (more…) Learn More

Changes to Investment Lending

I’ve had many clients ask me about recent changes to banking policy in regards to Investment Loans. The APRA decisions are interesting.  In my view they're trying to find a way to counteract the property heating effect that the RBA rate cuts are having in Sydney. (more…) Learn More

What is a Housing Bubble and how does it affect your ability to invest wisely?

A housing bubble is a period of rapid growth in property prices, followed by a drop in prices back to the original point. For example if the market started at $300 000 and inflated rapidly and unexpectedly to $600 000, then fell over time to the $300 000 mark or below, this cycle could be termed a ‘Housing Bubble’. (more…) Learn More

Brisbane Property Market Set To Grow

According to the latest BIS Shrapnel report Residential Prospects 2015-2018, house prices will start to fall in 2016 – 2017, as affordability declines and coincides with the threat of rising interest rates.   They suggest the three year outlook for Sydney does not justify the current level of frenzied spending and that the median Sydney house price by June 2018,… Learn More

Lending Policy Changes

While the Reserve Bank has dropped interest rates, APRA (Australian Prudential Regulation Authority) is trying to cool Sydney’s housing market by scrutinizing banks’ lending policies for investment purposes.   This has led to many lending policy changes by the major four banks in the last few weeks, specifically in regards to investment lending, including changes to the LVR (Loan to Valuation Ratio), SMSF (Self-Managed Super Fund)… Learn More