Categories

Archives

It’s Not too Late to Take Control of Your Finances

Time marches on and those celebrations from the last New Year’s Eve may now be just a dim and distant memory. Unfortunately, the resolutions made during those moments may also have fallen by the wayside as the pressures of everyday life come to the fore. However, some of these resolutions may have been very important and designed to make significant… Learn More

Choosing the Right Location for Your Investment Property

When investing in property, one of the most important details to look at is the property location. The right location has a host of benefits such as more demand and quicker value growth and capital gains over time. It will also be a key factor in determining resale value and can make the property more attractive to tenants if you're… Learn More

The New Era of Interest-Only Loans

Interest-only loans are where you merely pay back the interest of a loan to the lender. So if you borrowed $500,000 and made repayments for five years, your balance would still be $500,000. They are designed predominantly for investors for cash flow and tax deductibility purposes. (more…) Learn More

What You Should Do Before Buying Your First Investment Property

Buying your first investment property may seem daunting—it’s a major financial commitment after all. However, if done right, it can be the start of a property investment journey towards a more financially secure future. (more…) Learn More

How Much Less Tax Could You Have Paid If You Invested in a Property in the Last Financial Year?

Investment properties can be a great way to qualify for major tax breaks. But there's a caveat to this: timing is everything. (more…) Learn More

Why Hobart is a terrible place to invest

Recent reports show that Hobart has had the highest price growth of any capital city in Australia. Sounds like a good investment location right? Wrong! (more…) Learn More

The biggest mistake investors make when looking for property

When property investors are looking for their next property they often get caught up in ‘the next best hotspot’ or ‘5 best locations for growth’. The problem with this kind of information is the focus is only on growth. This is an important factor but it’s not the only one. Most investors are savvy enough to look at affordability and… Learn More

When you buy an investment property, who pays for it?

No, this isn’t a trick question but if you can answer it, you’ll have a better idea of the property you should be investing in. If you get it right, your renter should pay the bulk of your investment property through rental payments. If you understand the renting population and what they’re attracted to, you’re half way to ensuring your… Learn More

Oversupply and what it means for investors

This week, 2GB rang me to seek my professional comment on an article that was on the front page of the Australian. Macquarie Bank published a list of Australia’s Top 50 Risky Suburbs and Ben Fordham wanted to clarify for his listeners, what made a ‘risky’ suburb for investment and how that might affect lending practices. (more…) Learn More

APRA crackdown causes Westpac to make life easier for investors

By Phil McCarroll | 25 May 2016 06:44 AM After tightening up its loan book in response to the Australian Prudential Regulation Authority (APRA) driven crackdown last year, major lender Westpac is set to make life easier for investors. According to a report in Fairfax media outlets, the big four bank has advised mortgage brokers that its loan to value ratios… Learn More