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Given that the average home value in Australia is $570,249, it's unsurprising that most people need a home loan to finance their property purchases. As such, securing the right property financing arrangement is critical to a successful investment. To help you out, we break down exactly what you need to know about mortgage loans in Australia below. (more…) Learn More

Interest-only loans are where you merely pay back the interest of a loan to the lender. So if you borrowed $500,000 and made repayments for five years, your balance would still be $500,000. They are designed predominantly for investors for cash flow and tax deductibility purposes. (more…) Learn More

Applying for your first home loan can be a daunting task and I’m often amazed at the preconceptions people have about lending policy.  So what do you need to know and what are the banks looking for? Lending policy falls into two main areas – 1. Security and 2. Serviceability. (more…) Learn More

"9 years ago I took the plunge in buying my first Sydney property, a modest 2 bedroom apartment in Alexandria. I remember procrastinating for at least 2 years before I made that decision, thinking I didn't have enough deposit and coming up with all sorts of excuses.  In 2012, I sold the apartment, but I regretted delaying the decision to… Learn More