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How the Federal Budget Will Impact Investors

In past years, the Federal Budget’s focus has been on improving housing affordability but 2018 saw the biggest drop in house prices since 2015, it appears the government have slowed down their pursuit. (more…) Learn More

HOW WILL THE BUDGET AFFECT OUR PROPERTY INVESTOR CLIENTS?

INVESTORS LOSE $800M !!! Bad news right? Well actually the changes aren't very 'changed', more slight modifications. There are two main areas that will be affected, Negative Gearing and Depreciation. (more…) Learn More

When you buy an investment property, who pays for it?

No, this isn’t a trick question but if you can answer it, you’ll have a better idea of the property you should be investing in. If you get it right, your renter should pay the bulk of your investment property through rental payments. If you understand the renting population and what they’re attracted to, you’re half way to ensuring your… Learn More

How Scary is Australian Retirement? How Much Money Do We Really Need to Retire Comfortably?

Australia’s retirement system is known to be among the best in the world. With the government’s age pension and mandatory “Superannuation Guarantee” programs from employers, it has far exceeded other industrial nations like the United States when it comes to high individual savings rate. (more…) Learn More

How do you create strong, sustainable wealth through property?

Many clients come to see us with the idea that they can make money from property, but they don’t really understand how. If you know the formula, and you get it right, then it’s relatively easy to make money through property investment and often it doesn't cost very much to do so. How is that possible? How can you grow… Learn More

Why Invest? Why Property?

Did you know? 70% of Australian retirees rely on Government subsidies or are living below the poverty line. I know I do not want to be part of this statistic, living on less than $300 per week (the Australian Aged Pension per couple).   So… what is the solution? (more…) Learn More

Positive Cashflow Property. What is it and is it something to look for?

What is a positive cashflow investment property and is it worth seeking out? Simply put, a positive cashflow investment property means that the income received from the investment from rent outweighs all expenses associated with the ongoing cost of the property. So the rent received from the property is more than all costs, such as agency fees, strata or body… Learn More

New or Old Property?

New or Old? What is the better investment? Many of our clients want to know whether it’s better to buy an old property – or second hand property or a new property. (more…) Learn More

Changes to Investment Lending

I’ve had many clients ask me about recent changes to banking policy in regards to Investment Loans. The APRA decisions are interesting.  In my view they're trying to find a way to counteract the property heating effect that the RBA rate cuts are having in Sydney. (more…) Learn More
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What is a Housing Bubble and how does it affect your ability to invest wisely?

A housing bubble is a period of rapid growth in property prices, followed by a drop in prices back to the original point. For example if the market started at $300 000 and inflated rapidly and unexpectedly to $600 000, then fell over time to the $300 000 mark or below, this cycle could be termed a ‘Housing Bubble’. (more…) Learn More