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Lending Policy Changes

While the Reserve Bank has dropped interest rates, APRA (Australian Prudential Regulation Authority) is trying to cool Sydney’s housing market by scrutinizing banks’ lending policies for investment purposes.   This has led to many lending policy changes by the major four banks in the last few weeks, specifically in regards to investment lending, including changes to the LVR (Loan to Valuation Ratio), SMSF (Self-Managed Super Fund)… Learn More
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Are One Bedroom Apartments a Good Investment?

This is one of the most common questions I am asked.  And yes, they certainly are. One bedroom apartments are gaining in popularity, largely due to the increase in Gen Y numbers renting, the question is what constitutes the right one-bedroom apartment as an investment property? There are a number of essential factors that make an apartment appealing to Gen… Learn More

WHAT ARE YOU GOING TO TELL THE KIDS? 5 GOLDEN RULES OF PROPERTY INVESTMENT

Have you ever thought about writing down your essential tips for life to hand down to your kids, to help them on their way?  I mean, not just about the ‘meaning of life’, but more the practical side of life. How they can build themselves a secure financial foundation that will set them up for a very comfortable life! Well,… Learn More
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THE RBA MAKES FURTHER CUTS TO THE CASH RATE.

What does this mean for Sydney's already over-inflated property market? Two weeks ago, we met with a young couple who live and work in Sydney and want to buy their first home in Sydney.  They've been married for a few years and plan to start a family in the next year or two. After months of going to auctions in… Learn More