Blog by Suze

The New Era Of Interest-Only Loans

The New Era Of Interest-Only Loans

By Suze

Interest-only loans are where you merely pay back the interest of a loan to the lender. So if you borrowed $500,000 and made repayments for five years, your balance would still be $500,000. They are designed predominantly for investors for cash flow and tax deductibility purposes. In March 201...
10-10-18 09:19 PM - Comment(s)
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Best Practices For Becoming A Successful Property Investor

Best Practices For Becoming A Successful Property Investor

By Suze

Property investment is big business in Australia. It accounts for 60% of the banking system's assets, and over half of Australians’ wealth is held in residential concerns. That works out as $6.6 trillion over 9.6 million homes, or a respectable three times the total value of superannuation fund...
03-10-18 08:26 PM - Comment(s)
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What You Should Do Before Buying Your First Investment Property

What You Should Do Before Buying Your First Investment Property

By Suze

Buying your first investment property may seem daunting—it’s a major financial commitment after all. However, if done right, it can be the start of a property investment journey towards a more financially secure future. Lending policies may be getting tighter, but house prices are also set to pick u...

25-09-18 08:49 PM - Comment(s)
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How Much Less Tax Could You Have Paid If You Invested In A Property In The Last Financial Year?

How Much Less Tax Could You Have Paid If You Invested In A Property In The Last Financial Year?

By Suze

Investment properties can be a great way to qualify for major tax breaks. But there's a caveat to this: timing is everything. 

Investing in a property prior to the End of the Financial Year (EoFY) makes you, as a property investor, eligible for certain tax deductions. 

Settling prior to...

20-09-18 09:48 PM - Comment(s)
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Home Loan Market Updates

Home Loan Market Updates

By Suze

Here are recent home loan market developments to keep you updated. 

SELF MANAGED SUPER FUND LENDING UPDATE 
Another one bites the dust with the Westpac group announcing that they will stop lending in the SMSF space. The bank advised that SMSF lending will be no longer available from 31st Jul...
03-08-18 11:18 PM - Comment(s)
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Tax Impact On Investors

Tax Impact On Investors

By Suze

The end of the financial year is the best time to take a look at your finances and make solid plans for the future. 

If you’re disappointed by the amount of tax you’ve just had to pay, investing could be a great option. Thanks to government incentives and tax break schemes, if you had earned $90...
31-07-18 08:45 PM - Comment(s)
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How The Federal Budget Will Impact Investors

How The Federal Budget Will Impact Investors

By Suze

In past years, the Federal Budget’s focus has been on improving housing affordability but 2018 saw the biggest drop in house prices since 2015, it appears the government have slowed down their pursuit. The recently released budget has little to no impact on investors, a welcome change after last yea...
31-07-18 08:42 PM - Comment(s)
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BREAKING: APRA To Abolish The 10 Percent Investor Loan Growth Benchmark

BREAKING: APRA To Abolish The 10 Percent Investor Loan Growth Benchmark

By Suze

The Australian Prudential Regulation Authority (APRA) has recently announced its plans to eliminate the 10 percent growth restriction on investor loan growth. APRA believes that the restriction’s purpose has been served, and that it is now time to abolish. Taking affect from 1st July 2018, lenders t...
26-04-18 06:26 PM - Comment(s)
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5 Mistakes To Avoid When Using An SMSF To Invest In Property

5 Mistakes To Avoid When Using An SMSF To Invest In Property

By Suze

Since early 2007, investors have had the ability to leverage their superannuation directly into property. Using an SMSF has been a popular and attractive tool to reduce risk and volatility, and improve returns. More investors are using their Self-Managed Super Fund (SMSF) as a vehicle for property i...
19-04-18 06:00 PM - Comment(s)
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5 Reasons Why You Should Attend The Property Investor Series 2018

5 Reasons Why You Should Attend The Property Investor Series 2018

By Suze

At Calla Property, we believe that property investment is one of the best vehicles of wealth creation in Australia. We are passionate about education and want to share our knowledge and insights so investors get the best possible outcomes. This year, Calla Property presents The Property Investor Ser...
23-03-18 12:00 AM - Comment(s)
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