BREAKING NEWS! The RBA has decided to cut the official interest rates. At its meeting today, the Board decided to lower the cash rate by 25 basis points to 1.50 per cent. It remains to be seen whether lending institutions will pass on the full cut to it's customers. Stay tuned.
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The structure of your loan is really important if you have a view to long term investing. You may or may not have heard of cross collateralisation or cross securitisation, however it is one of the fundamental structural concerns to get right from the outset. So what is it?
Simply put, cross...
29-06-16 12:38 AM - Comment(s)
It would seem that there are many clients who are still wary about buying 'off the plan'. This seems to come largely from a number of developers who were unscrupulous during the boom period prior to the GFC. By and large, the GFC has flushed out the unsavoury operators. The businesses th...
15-06-16 11:21 PM - Comment(s)
This week, 2GB rang me to seek my professional comment on an article that was on the front page of the Australian. Macquarie Bank published a list of Australia’s Top 50 Risky Suburbs and Ben Fordham wanted to clarify for his listeners, what made a ‘risky’ suburb for investment and how that might aff...
02-06-16 08:29 PM - Comment(s)
After tightening up its loan book in response to the Australian Prudential Regulation Authority (APRA) driven crackdown last year, major lender Westpac is set to make life easier for investors. According to a report in Fairfax media outlets, the big four bank has advised mortgage brokers that its lo...
26-05-16 03:16 AM - Comment(s)