Blog tagged as Property Investment

How Scary Is Australian Retirement? How Much Money Do We Really Need To Retire Comfortably?

Australia’s retirement system is known to be among the best in the world. With the government’s age pension and mandatory “Superannuation Guarantee” programs from employers, it has far exceeded other industrial nations like the United States when it comes to high individual savings rate.


However, Au...

26-02-16 11:00 PM - Comment(s)
How Do You Create Strong, Sustainable Wealth Through Property?
Many clients come to see us with the idea that they can make money from property, but they don’t really understand how. If you know the formula, and you get it right, then it’s relatively easy to make money through property investment and often it doesn't cost very much to do so. How is that possibl...
25-02-16 11:13 PM - Comment(s)
Why Invest? Why Property?

Did you know? 70% of Australian retirees rely on Government subsidies or are living below the poverty line. I know I do not want to be part of this statistic, living on less than $300 per week (the Australian Aged Pension per couple). So… what is the solution?


INVEST FOR YOUR FUTU...

03-02-16 10:49 PM - Comment(s)
New Or Old Property?
New or Old? What is the better investment? Many of our clients want to know whether it’s better to buy an old property – or second hand property or a new property.
For investment purposes, there really is only one answer, and that’s a new property. The main questions you need to ask yourself for inve...
17-09-15 06:39 PM - Comment(s)
Changes To Investment Lending
I’ve had many clients ask me about recent changes to banking policy in regards to Investment Loans. The APRA decisions are interesting.  In my view they're trying to find a way to counteract the property heating effect that the RBA rate cuts are having in Sydney. 

The government is trying t...
04-08-15 05:45 PM - Comment(s)
What Is A Housing Bubble And How Does It Affect Your Ability To Invest Wisely?
A housing bubble is a period of rapid growth in property prices, followed by a drop in prices back to the original point. For example if the market started at $300 000 and inflated rapidly and unexpectedly to $600 000, then fell over time to the $300 000 mark or below, this cycle could be termed a ‘...
20-07-15 11:26 PM - Comment(s)
Lending Policy Changes

While the Reserve Bank has dropped interest rates, APRA (Australian Prudential Regulation Authority) is trying to cool Sydney’s housing market by scrutinizing banks’ lending policies for investment purposes.  This has led to many lending policy changes by the major four banks...

10-06-15 11:15 PM - Comment(s)
Are One Bedroom Apartments A Good Investment?
This is one of the most common questions I am asked.  And yes, they certainly are. One bedroom apartments are gaining in popularity, largely due to the increase in Gen Y numbers renting, the question is what constitutes the right one-bedroom apartment as an investment property? There are a...
25-05-15 11:22 PM - Comment(s)
What Are You Going To Tell The Kids? 5 Golden Rules Of Property Investment
Have you ever thought about writing down your essential tips for life to hand down to your kids, to help them on their way?  I mean, not just about the ‘meaning of life’, but more the practical side of life. How they can build themselves a secure financial foundation that will set them up for a...
12-05-15 09:30 PM - Comment(s)
The RBA Makes Further Cuts To The Cash Rate

What does this mean for Sydney's already over-inflated property market?


Two weeks ago, we met with a young couple who live and work in Sydney and want to buy their first home in Sydney. They've been married for a few years and plan to start a family in the next year or two. After months of going to a...

06-05-15 11:44 PM - Comment(s)